STUDENT LOANS
The only reason stopping you from climbing higher in your career is you. Don’t let finances stop you from self improvement. We've got local and overseas study loans ready to get you on your way.
Tuition Fee Loan:
I am studying at a local public university (NTU, NUS or NIE).
Focus on what’s important – Study. Tuition Fee Loan offers you a 0% interest loan while you are studying, and you can start paying back up to 2 years after graduation.
- 0% interest and no repayment while studying
- Fund up to 90% of your tuition fees1
- Flexible repayment schemes with instalments as low as S$100

Education Loan:
I am studying at a local private or overseas institution.
Unlock endless study opportunities with Education Loan. You have options to pursue your education for your future, whether you study at private or overseas institutions.
- A low interest rate of 4.5% per year (EIR is 5.17% per year2)
- Loan up to 10x your monthly income or S$150,000
- Choose from 3 flexible repayment options

STUDY LOAN:
I am studying at NUS.
Focus on what’s important – Study. Study Loan funds up to 20% of the subsidised tuition fee payable while you are studying, and you can start paying back up to 20 years for interest-bearing loan or up to 5 years for interest-free loan.
- Fund up to 20% of the subsidised tuition fee payable by Singapore Citizens and/or up to S$3,600 living allowance per annum
- Interest-bearing, if applicable, will start after graduation at the average prime rate of DBS, OCBC and UOB
- Repayment period up to 20 years for interest-bearing loan or up to 5 years for interest free loan
- Minimum monthly repayment of S$100

Additional Details
1Based on a Singapore citizen university student's tuition fee.
2Effective Interest Rate (EIR) is assumed on a 2-year course with repayment period of 8 years and Standard Repayment Method. The EIR comprises of 4.5% per year interest rate which is calculated on a monthly rest basis and 2.5% of processing fee of the approved loan amount that is applicable upon disbursement of loan.