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DEBIT CARD

FRANK Debit Card

Your passport to the world of FRANK. Save when you spend on the things you already love. 

  • *NEW* - Receive and use your digital card instantly when you apply via MyInfo.
  • Choose from our selected stylish card designs.
Apply now

The card to match your personality

Perfect for students

We know you study hard, that's why we want you to play hard too. Get a stylish card, cashback for the things you love and hot deals all year round!

  • 60 stylish designs to pick from
  • Year-round deals
  • Comes with FRANK Account to grow your savings

Get a limited edition MLBB card design when you sign up for a FRANK Debit Card.

Find out more

  • S$0
    Annual fees

    Only pay for the things you buy and nothing else

  • 60
    card designs

    Choose a style you vibe with in our collection

  • 1%
    cashback

    Save when you shop at ASOS, Lazada and more

  • 0
    FX transaction fees

    No fees for shopping on selected overseas websites

card designs

Find your style

  • New!
    Wanwan
    card id
    MLB0007
    Wanwan
  • New!
    Guinevere
    card id
    MLB0008
    Guinevere
  • New!
    Cecilion
    card id
    MLB0010
    Cecilion
  • New!
    Ling
    card id
    MLB0011
    Ling
  • New!
    Carmilla
    card id
    MLB0012
    Carmilla
  • New!
    Take the Shot
    card id
    MON0004
    Take the Shot
  • Slash
    card id
    WIL0002
    Slash
  • London's Calling
    card id
    EXC0001
    London's Calling
  • New!
    Don't Lose Focus
    card id
    MON0003
    Don't Lose Focus
  • New!
    Smell of Morning
    card id
    MON0002
    Smell of Morning
  • New!
    Work Work
    card id
    MON0001
    Work Work
  • New!
    Frosted
    card id
    LIM0004
    Frosted
  • New!
    Path of Light
    card id
    LAN0006
    Path of Light
  • New!
    Faroes
    card id
    LIM0003
    Faroes
  • New!
    Fragility
    card id
    LIM0005
    Fragility
  • New!
    Framed
    card id
    LIM0002
    Framed
  • New!
    Fragment
    card id
    LIM0001
    Fragment
  • Midnight Meow
    card id
    CUT0003
    Midnight Meow
  • Pug Me Please
    card id
    CUT0002
    Pug Me Please
  • New!
    Foxy
    card id
    CUD0006
    Foxy
  • Take Me to Broadway
    card id
    URB0010
    Take Me to Broadway
  • Femme Fatale
    card id
    EXC0005
    Femme Fatale
  • Say Cheese
    card id
    URB0014
    Say Cheese
  • new
    Grey Fortress
    card id
    LAN0002
    Grey Fortress
  • new
    Feline Good
    card id
    CUD0007
    Feline Good
  • new
    Pawsome
    card id
    CUD0001
    Pawsome
  • new
    Hush Hush
    card id
    CUD0004
    Hush Hush
  • new
    Cotton Candy
    card id
    CUD0008
    Cotton Candy
  • Curious Cat
    card id
    CUT0015
    Curious Cat
  • new
    Corgeous Smile
    card id
    CUD0003
    Corgeous Smile
  • Be My Cupcake
    card id
    TEX0027
    Be My Cupcake
  • A Place of Trust
    card id
    ART0006
    A Place of Trust
  • Starry Starry Night
    card id
    TEX0024
    Starry Starry Night
  • new
    Gone with the Wind
    card id
    LAN0009
    Gone with the Wind
  • new
    Fly Me to the Moon
    card id
    LAN0010
    Fly Me to the Moon
  • new
    Sea of Stars
    card id
    LAN0011
    Sea of Stars
  • new
    From Dusk Till Dawn
    card id
    LAN0007
    From Dusk Till Dawn
  • new
    Supersonic
    card id
    LAN0005
    Supersonic
  • Resurgence
    card id
    ART0014
    Resurgence
  • Neon Dreams
    card id
    ART0002
    Neon Dreams
  • The Night is Young
    card id
    MOV0018
    The Night is Young
  • new
    Mountain High River Low
    card id
    LAN0003
    Mountain High River Low
  • new
    Winter Wonderland
    card id
    LAN0004
    Winter Wonderland
  • Brave
    card id
    ART0009
    Brave
  • new
    Wish You Were Here
    card id
    URB0029
    Wish You Were Here
  • new
    Gemini
    card id
    CUD0005
    Gemini
  • Nestled in My Nest
    card id
    ART0011
    Nestled in My Nest
  • Surf's Up
    card id
    MOV0024
    Surf's Up
  • new
    Jungle Book
    card id
    CRA0002
    Jungle Book
  • Passion is My Paycheck
    card id
    ART0004
    Passion is My Paycheck
  • Cuddly Good
    card id
    CUT0011
    Cuddly Good
  • new
    Cloud Avenue
    card id
    LAN0008
    Cloud Avenue
  • Jet Set Go
    card id
    CLE0033
    Jet Set Go
  • Wind Me Up
    card id
    CUT0014
    Wind Me Up
  • Dollar Man
    card id
    URB0027
    Dollar Man
  • Solid Gold
    card id
    WIL0005
    Solid Gold
  • new
    Flow of Life
    card id
    CRA0001
    Flow of Life
  • Say it with Origami
    card id
    ART0003
    Say it with Origami
  • new
    Hey Corgeous
    card id
    CUD0009
    Hey Corgeous
  • Under the Comfort of Mother Nature
    card id
    ART1000
    Under the Comfort of Mother Nature
  • new
    Who Let the Dogs Out
    card id
    CUD0002
    Who Let the Dogs Out
  • Candy Seduction
    card id
    WIL0009
    Candy Seduction
  • Chomp Chomp
    card id
    CUT0013
    Chomp Chomp
  • Too Sexy for My Shoes
    card id
    WIL0015
    Too Sexy for My Shoes
  • Kiss Me
    card id
    WIL0008
    Kiss Me

An all-in-one card

Use it as your ATM card, transport card and debit card to earn cashback

Instant digital card

Get your debit card and account on the spot when you apply online

Money In$ights

A 24/7 accountant shows you where your money goes each month

Learn more

Click to pay with Visa
Pay with fewer clicks

Online payments are now made easy when you Click to Pay with Visa. Visa Cardmembers can now simply select the Click to Pay icon upon checkout and that’s it!

unlimited 1% cashback on

  • fast food

  • Online shopping

  • convenience stores

  • Transport

  • Order online or in-store at any Fast Food restaurant
  • ASOS
    FairPrice Online
    Lazada
    iHerb
    ZALORA
  • Cheers
    7-Eleven
  • Comfort and CityCab
    Go-Jek
    Grab
    Ta-da

Earn cashback with min. S$400 spend a month on these merchants and more.
See terms and conditions

FRANK Debit card + Account

Maximise your debit card with the FRANK account

  • S$0
    initial deposit

    Open the account with no initial deposit

  • S$0
    fall below fees

    For youths below 26 years old

  • 4x
    higher interest

    Earn up to 0.2% a year in interest

Earn extra ‘ka-ching’ when you travel

Get 1.5% cashback (capped at S$20) when you spend a minimum of S$450 on flight or hotel bookings with your FRANK Debit Card from 1 October to 30 November 2022. Eligible for both foreign currency and local spends. Limited to the first 1,500 cardmembers to register and meet the minimum spend criteria. T&Cs apply.

Spend and travel with FRANK

Be a top spender and receive S$150 Scoot Voucher

So many places to go but not enough dough? From now till 31 October 2022, charge a minimum of $500 in qualifying spend monthly to your FRANK Debit Card and receive a $150 Scoot voucher if you are one of the top 50 spenders in either September or October 2022.

Terms and conditions apply.

The MVP of your everyday spend

FRANK is back with another partnership with MPL SG 2022! Sign up online for a FRANK Debit Card by 9 October 2022 to enjoy these exclusive offers:

  • Choose from 5 limited-edition FRANK X MLBB card designs
  • Get a surprise MLBB EPIC skin (worth S$25) when you spend at least S$200 in qualifying spend

Terms and conditions apply.

Earn up to S$30 cashback

Get S$1 cashback for every transaction (minimum spend of S$20) you make with your FRANK Debit Card. Accumulate up to S$15 cashback each month, for a total of S$30 over the course of the promotion. Only customers who receive the eDM/SMS will be eligible to participate.

Before you apply
  • Eligibility

    Min. age

    16 years old

  • Fees for FRANK Debit Card

    Annual fees

    S$0

    Card design fees

    S$0

    Replacement fees

    S$0 for first 2 cards

    Fees for foreign currency transactions

    3.25%

    Currency conversion fee

    2.80%

  • Fees for FRANK account

    Initial deposit

    S$0

    Monthly service fees

    S$0

  • what to prepare

    Singaporeans or Singapore PR

    NRIC
    Documents for new OCBC customer

    Foreigners

    Passport with 6 months' validity
    Employment Pass, Special Pass or Student Pass
    Documents for new OCBC customer

Get your digital card instantly

No Singpass account? Let us guide you through the application process from start to finish.

  • How long does it take for new/replacement card to reach me?

    It takes about 10 working days.

  • How do I change my card design?

    You may submit the Debit Card Maintenance Form indicating the NEW design of your choice. Alternatively, you may head down to any OCBC Branches to request for a change of card design.

  • My card is expiring soon. What should I do?

    A renewal card will be sent to you one month before it expires. Your card will be mailed to your mailing address.

  • Can I change my card design once it expires?

    You may submit the following form - Debit Card Maintenance Form indicating the NEW design of your choice. Alternatively, you may head down to any OCBC Branches to request for a change of card design.

  • What are the replacement charges for the FRANK Debit Card?

    Card replacement fee is waived for up to 2 replacement in 12 months period and a S$30 card replacement fee applies from 3 card onwards.