Home of making money and sense

Your money, Your rules

Live your best life with a digital bank made for you. Enjoy bite-sized mobile investing, and cash and card-free living.


send money with a few taps

Paying bills and transferring funds is now even faster with the FRANK OCBC Mobile Banking App.

Invest from the throne

Invest from your couch, bed, or ceramic throne… With investing available in-app, get constant pings on market movements and more.

enjoy feasts with the fam

Since going out for a fancy feast is out of question, bring the fancy home with exclusive dining deals for you. And if you need to dabao, you’ve plenty of contactless payment options, too.

Our digital banking services is available and over 1,100 ATMs across the island in our
shared ATM network with UOB are fully functional. For details, click here.




Keep a keen eye on your cash flow with Money In$ights, Saving Goals and more money management tools.

Hassle-free payments and transfers

Our digital solutions make your daily banking transactions easier, from paying bills to transferring funds to friends.

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money in$ights

Track your cash flow and monitor what you bust your budget on each month. Maybe it’s time to break up with your coffee delivery addiction.

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Personalised insights

Take action on insights we’ve gathered based on your spending. Perhaps you could afford that December vacay, if you took the bus more often.

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your card in your control

No more holding on the line. Lock, report, replace your debit and / or credit card straight from the mobile banking app.

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FRANK savings goal

Be it a new car, or a new phone, set a goal, and we’ll help you get there. With Savings Goal, we’ll help you grow a healthy savings habit.

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Travel insurance

An insurance plan that covers unexpected events such as accidents, flight delays and more while you travel. Yep. The world is your oyster, my friend.

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Digital Payments

Live cash-free, card-free

Goodbye heavy wallets full of cards, cash and coins. Now you can pay digitally with your phone, thanks to OCBC Mobile Banking.


Digital Card

Apply for a new card and use it instantly! No more waiting for the physical card. We’ll set your new card straight into your phone’s digital wallet.

Withdraw cash

Live with one less piece of plastic. You can now withdraw cash from ATMs with the Pay Anyone App, no card needed!


We mean this literally. OCBC Pay Anyone™ now accepts PayNow and NetsQR code, so you can even use it at your favourite prata stall.

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Bite-Sized Investing


Compound interest, on-the-go

Get your investment engines running with OCBC Mobile Banking. We’ve even made investing snack-sized, so you can invest on-the-go.

Download the ocbc digital banking app today

Download the ocbc pay anyoneTM app today

Frequently asked questions

Digital Banking Services

What's new in the latest OCBC Mobile Banking app?

 1. What is new in the latest OCBC Mobile Banking app?

The latest OCBC Mobile Banking App release in Aug 2019 is a major update from the previous version. The main updates are:

  1. New design – the app sports a completely new look. The re-designed user interface also enables easier access to commonly-performed transactions (such as Transfer Funds and Pay Bills) through one-tap quick access buttons, as well as a new re-designed main menu.
  2. One view of all transactions – view your latest transactions across all Current, Savings and card accounts at a glance. This is available on the Account Summary dashboard –“Your activity” to view the last 7 transactions from the past 7 days; and tap on “See more” to view all transactions from the past 7 days.
  3. OCBC Banking Assistant – interact with an AI-based voice banking assistant who can help you with banking enquiries and bill payments, using just your voice. Access this by tapping on the “Banking Assistant” icon at the bottom after logging on.
  4. Manage Wealth – (introduced in Jul 2019) customers can now access and perform wealth-management services and activities on the Mobile Banking app.
  • Access to wealth content: such as market insights, investment ideas and thematic content
  • Invest on the go: buy and sell unit trusts, Singapore Government Securities, make contributions to your SRS account and pay for shares
  • Keep track: of investment portfolios and UT price movements by setting alerts.

2. Why is the app being updated so frequently? There was one update made last month

We are completely redesigning the mobile banking experience and cannot wait to get the cool new stuff out for you to enjoy! This is why we are progressively building and releasing these updates. We hope that you enjoy the new experience, and encourage you share your feedback with us.

3. Do I need to upgrade my mobile device to download and use the latest app?

The app is supported on devices running on iOS 10.3 and Android 4.4, or later. If your app is not running on these versions, please upgrade your operating systems on your mobile device.

4. What is "Your activity" on the Account Summary dashboard?

  • You can view all your latest transactions across all your Current, Savings and card accounts at one glance in "Your activity". This includes your last 7 transactions from the past 7 days (including today).
  • Tap on “See more” to view all transactions from the past 7 days. You may also tap on a transaction to view more details, as well as links to actions such as viewing overall spending activity on Money In$ights or to Raise a dispute (applicable for credit cards).
  • Please note that only posted transactions will appear in “Your activity”, as well as in account transaction history (see point 5 below). There may be a lead time between when the transaction is performed and shown on the dashboard.

5. How do I view my transaction history for individual accounts from the Account Summary dashboard?

You can view details and transaction history (past 6 months) of individual accounts through either of these:

  1. Tap on What you have / What you owe > Select a Current/Savings account or card
  2. Tap on “See more” beside “Your activity” > Tap on the filter button beside “View all transactions” > Select a Current/Savings account or card

6. How can I view more details for a transaction?

Tapping on the individual transactions, will launch a pop-up with details such as merchant and transaction date, and links to “Money Insights” and “Raise a dispute” (applicable for credit cards).

7. Why do some screens on the OCBC Mobile Banking app look slightly different from the rest?

We are progressively updating the app with the redesigned interface and new look, starting with the Welcome screen, Notification inbox, Account Summary dashboard, All transactions page, Main menu, Current and Savings account, and card details. Other sections will be updated with the new designs over time.

8. Why are transaction details shown partially in my account transaction history, whereas I can view all transaction details in “Your activity” on the Account Summary dashboard? (for 1-factor authentication customers)

Your transaction details are shown fully in “Your activity” on the Account Summary dashboard to provide you with quick access to your most recent transactions. We are working towards rolling this out for the account transaction history interface.

9. Can I customise the buttons on the quick access bar on Welcome screen and Account Summary dashboard?

No, these buttons are not customisable. The buttons are selected by the bank to give customers access to commonly-performed and important transactions and services on the app.

10. I do not like the new version of the app. How do I switch to the previous version?

Once you update to the latest version, you cannot revert to previous versions of the app. However, we are happy to take your feedback and improve the app further.

11. Must I upgrade to the latest version in order to continue using Mobile Banking? Can I continue with the current version?

You can continue using the current version on your mobile device with no disruption to yourexperience. However, we may require you to update to the latest version in the future for your security – you will be informed via a pop-up on the app then.

Guide to Digital Banking

Apply for Online Banking

Via online / mobile banking

  1. Go to https://internet.ocbc.com/internet-banking/inbregistration/index

  2. Fill in the details and submit the online form
  3. You will get instant access to Online Banking.

By mail

Collect and complete an online banking application form from any of our branches.

Mail it to:
Oversea-Chinese Banking Corporation Ltd
Account Services
Bras Basah Post Office
Locked Bag Service No. 8
Singapore 911886

At any of our branches
1. Visit any of our branches
2. Select your Internet Banking PIN on the spot
3. Start accessing Online Banking immediately

Internet Banking in Simplified Chinese

  1. Is Simplified Chinese language available on Internet Banking and Mobile Banking?

    Yes, it is available on Internet Banking and Mobile Banking.


  2. How do I select my language preference?

    Internet Banking:
    You may click on the language bar located at the top menu and select your preferred language.

    Mobile Banking:
    Tap on top left menu > Settings > Online Banking settings > tap on slider to turn on Chinese language


  3. Will I be able to type Chinese characters into form fields on OCBC Mobile Banking app?

    No, all forms fields will only accept input in English as the language enhancement is not applicable to our back-end systems.


  4. Will language selection made in Internet Banking be reflected in Mobile Banking app and vice-versa?

    Currently this is not possible. We are working on syncing the language selection between Internet Banking and Mobile Banking app and making it available in the future.


  5. Will I be able to see content in Chinese language across all services and features in the Mobile Banking app?

    No, we are progressively translating the app. Most services, including viewing of account information, invest, application of products, e-statements, cheque services, settings, secured mailbox are available in Chinese language in this phase (April 2020).

Find out more about our Frequently Asked Questions.