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Frank Account + Debit Card

FRANK Account & Frank Debit Card

Simple, thoughtful and stylish – deposit account and debit card suited for students! Save when you spend on things you already love.

  • *NEW* - Receive and use your digital card instantly when you apply via MyInfo
  • Enjoy an interest rate of up to 0.3% per year
  • Choose from over 120 card design and earn 1% rebate when you shop, eat and ride
APPLY NOW

A way of life, that's what saving should be.

We've got brilliant-looking cards and equally brilliant tools to help you save for the life you want.

Make every moment picture-perfect

Enjoy S$20 cash credit and hand-pick from over 120 card designs when you sign up online via MyInfo and spend a min. of S$300 within the first month. Promotion valid till 31 August 2020.

Terms and conditions governing Sign Up Promotion
Terms and conditions governing Spend Promotion

 

Interest Rates

We've got higher interest than regular savings accounts

When it comes to savings, you can't deposit excuses.

Kick start your savings with 4X more interest from a regular savings account.

Debit card benefits

Save as you spend

An all-in-one card

FRANK is your debit card, transport card and ATM card. You can also withdraw cash and top up your EZ-link card from over 1,200 ATMs islandwide*.

Earn rebates as you spend

Now, you can get 1% rebate with your FRANK Debit Card when you shop, eat and ride (with minimum spend of S$400). So as you spend, you can also save.

Instant approval, instant use

Apply via MyInfo and you can use and enjoy your card benefits immediately upon receiving your digital card.

 

*Includes UOB ATMs under the Shared ATM network. Service charges are currently waived.

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

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Before you apply

Eligibility

Nationality
Singaporeans, Singapore PRs and Foreigners with valid pass (with at least 6 months validity)
Age
16 years old and above

Fees

Initial deposit
Not applicable
Monthly service fees
Not applicable if you are below 26 years old.
If you are above 26 years old, there will be a monthly service fee of S$2 if your daily average balance for the month falls below S$1,000
Annual fees
FRANK Debit Card annual fee is waived
Card design fees
FRANK Debit Card design fee is waived
Replacement fees (for lost, damaged/faulty card, or change of card design)
FRANK Debit Card replacement fee is waived

*Up to 2 free card replacement in a 12 – month period. 3rd replacement onwards will be charged a S$20 card replacement fee
Basics should be simple, just like this account

How to get your FRANK Account & Frank Debit Card

Apply online

Apply via MyInfo Instantly with your SingPass.

Don’t have a singpass account yet ? Don’t Worry! We got you covered :

  1. Register for your SingPass account here.
  2. Apply via our online form and get your account in 5 working days.

FRANK Debit Card is opened with the FRANK Account

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process. 

What do I need to prepare

For Singaporean/Singapore PR:

If existing OCBC customer

  1. NRIC only

 

If non-existing OCBC customer

  1. Your NRIC
  2. (Only if mailing in application form) Original Singapore phone bill/bank statement/utilities bill within the last 3 months showing residential address OR income tax notice of assessment
For foreigner residing in Singapore:

If existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass

 

If non-existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass
  3. Last 3 months documents showing residential address OR Income tax notice of assessment

Frequently Asked Questions:

For more Frequently Asked Questions, click here.