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Frank Account + Debit cards

FRANK Account & Frank Debit Card

Simple, thoughtful and stylish – deposit account and debit card suited for students! Save when you spend on things you already love.

  • Interest rates of up to 0.4% per year
  • No initial deposit and minimum balance requirement if you are below 26 years old
  • Earn 1% rebate when you shop, eat and ride
  • Choose from 120 stylish card designs
APPLY NOW

A way of life, that's what saving should be.

We've got brilliant-looking cards and equally brilliant tools to help you save for the life you want.

Online Sign Up Promotion

S$10 Cash Credit

Skip the queue! Enjoy S$10 Cash credit when you apply for the FRANK Account and FRANK Debit Card via MyInfo.

Promotion valid till 20 April 2020.

T&Cs apply.

Learn more
FRANK Store Sign Up

FREE CARD DESIGN (WORTH S$30)

Get a free FRANK Debit Card design worth up to S$30 when you sign up for the FRANK Account and FRANK Debit Card at any FRANK Store

Promotion valid till 30th April 2020.

Find A Store

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Interest Rates

We've got higher interest than regular savings accounts

When it comes to savings, you can't deposit excuses.

For balances above S$500,000, there will be no interest given because we believe that your money can work harder with other higher-yielding OCBC accounts.

Debit card benefits

Save as you spend

An all-in-one card

FRANK is your debit card, transport card and ATM card. You can also withdraw cash and top up your EZ-link card from over 1,200 ATMs islandwide*.

Earn rebates as you spend

Now, you can get 1% rebate with your FRANK Debit Card when you shop, eat and ride (with minimum spend of S$400). So as you spend, you can also save.

More ways to pay

With options like Visa / MasterCard, NETS and Visa PayWave  at your fingertips, online and worldwide merchant transactions will be a breeze.

 

*Includes UOB ATMs under the Shared ATM network. Service charges are currently waived.

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

Card designs

What's your personality

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

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Before you apply

Eligibility

Nationality
Singaporeans, Singapore PRs and foreigners with a valid pass
Age
16 years old and above

Fees

Initial deposit
Not applicable
Monthly service fees
Not applicable if you are below 26 years old
If you are 26 years old and above, there is a monthly service fee of S$2 if your average daily balance for the month is less than S$1,000
Annual fees
No annual fees is required for FRANK Debit Card
Card design fees
Card design fee is waived
Replacement fees (for lost, damaged/faulty card, or change of card design)
Card replacement fee is waived*

*Up to 2 free card replacement in a 12 – month period. 3rd replacement onwards will be charged a S$20 card replacement fee
Basics should be simple, just like this account

How to get your FRANK Account & Frank Debit Card

Instant Account opening will undergo maintenance to improve your online banking experience. Thank you for your patience.

Apply online via MyInfo

Valid for Singaporean and Singapore PRs and Foreigners.

Apply via MyInfo Instantly with your SingPass.

Don’t have a singpass account yet ? Don’t Worry! We got you covered :

  1. Register for your SingPass account here.
  2. Apply via our online form and get your account in 5 working days.

A new FRANK Account is opened with your FRANK Debit Card application.

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process. 

What do I need to prepare

For Singaporean/Singapore PR:

If existing OCBC customer

  1. NRIC only

 

If non-existing OCBC customer

  1. Your NRIC
  2. (Only if mailing in application form) Original Singapore phone bill/bank statement/utilities bill within the last 3 months showing residential address OR income tax notice of assessment
For foreigner residing in Singapore:

If existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass

 

If non-existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass
  3. Last 3 months documents showing residential address OR Income tax notice of assessment

Frequently Asked Questions:

For more Frequently Asked Questions, click here.