Be all you can be with 6% cashback
Be all you can be with 6% cashback on the things you love.
- 6% cashback for online spending on all the things you enjoy – be it cooking, growing your plant family, mixing your own cocktail or something-you-haven’t-unlocked
- Up to S$75 cashback for your online and in-app spending, contactless mobile payments and other spending
- Min. monthly spend of S$600
Get a free Burpple Beyond Premium when you sign up for FRANK Credit Card.
6% cashback
when you add to cart
For all online purchases on your favourite sites and apps such as Grab, Lazada, ASOS, Spotify and Netflix
6% cashback
when you tap your phone
Pay with your smartphone or watch in-store with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay
Safe & secure
Lock your card, request for a new one and report suspicious transactions via OCBC Mobile Banking app
Click to pay with Visa
Pay with fewer clicks
Online payments are now made easy when you Click to Pay with Visa. Visa Cardmembers can now simply select the Click to Pay icon
upon checkout and that’s it!
6% cashback on
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Food
-
Shopping apps
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Groceries
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Pet supplies
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travel bookings
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transport (Simply go)
Up to S$75 cashback in your pocket each month with an achievable S$600 monthly minimum spend on anything online and everywhere that accepts contactless mobile payments in-store.
How it works
Earn up to S$75 cashback on things you love. Easy!
Online spending
6%
a month
Up to
S$25
a month
+
+
in-store spending
Up to
S$25
a month
+
+
Other spending
0.3%
a month
Up to
S$25
a month
=
=
total Cashback
Up to
S$75
a month
To enjoy the above cashback, you need to spend a minimum of S$600 based on posted transactions in a calendar month. For any spend less than S$600, a flat 0.3% cashback is awarded.
card designs
Find your style
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New!
Obsidian
card id
FRK2020
Obsidian
-
Vortex
card id
PRF0002
Vortex
Sign up and spend promotion
Get a year-long burpple beyond premium membership worth S$99 when you apply for a FRANK Credit Card by 31 May 2022.
New OCBC credit card members
Apply and spend a min. of S$300 by the end of the following month upon your card approval date. For the first 400 eligible applicants.
Existing OCBC credit card members
Apply and spend a min. of S$500 by the end of the following month upon your card approval date. For the first 300 eligible applicants.
Terms and conditions, fees and charges apply.
Before you apply
-
Eligibility
Min. age
21 years old for principal card and
18 years old for supplementary cardMin. income
S$30,000 a year for Singaporeans or Singapore PRs
S$45,000 a year for foreigners -
FEES & charges
Principal card
S$0 for first 2 years, then S$80 a year from 3rd year
Supplementary card
S$0 for first 2 years, then S$40 a year from 3rd year
Automatic annual fee waiver
Minimum spending of S$10,000 in one year, starting from the month after your FRANK Credit Card was issued ($0 annual fees for the first 2 years)
Others
FAQ
See all FAQ-
What FRANK Credit Card design choices do I have? How can I change my card design?
Effective 1 July 2020, new applicants for the FRANK Credit Card can choose between 2 designs – Obsidian (FRK2020) and Vortex (PRF0002). These 2 designs are also applicable for card design change requests for current Cardmembers.
If you are an existing FRANK Credit Cardmember and wish to change your design, you can visit an open OCBC branch, or call our hotline +65 6363 3333.
Please note that safety procedures are adhered to at OCBC Branches to ensure safe distancing during COVID.
If you are an existing FRANK Credit Cardmember who is currently happy with your existing design, no further action is needed. Your card replacements will continue to be in your existing design.
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How are the rebates calculated with S$25 sub-caps?
To illustrate the S$25 sub-cap:
*The maximum cashback a customer can receive per category is capped at S$25.
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Is FavePay considered an online or in-store mobile contactless payment transaction?
A FavePay payment via the Fave app will be classified as an online transaction as the purchase is made through the internet via an app. Only Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay transactions will be classified under the in-store mobile contactless payments category.
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What categories of spending are excluded from the minimum monthly spending and cashback calculations?
Certain Merchant Category Codes are excluded from cashback calculations and will not count toward the minimum spend requirement. Examples include: top-ups to e-wallets including that of Grab, Youtrip, Singtel Dash, tax payments, insurance premium purchases made to financial institutions.
blog
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Terms and conditions
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Important notices