FRANK Account

Deposit Account

FRANK Account

Simple, thoughtful and stylish - a deposit account suited for youths 16-26 years old!

  • Interest rates of up to 0.4% per year
  • No initial deposit and minimum balance requirement if you are below 26 years old 
Apply now

A way of life, that's what saving should be.

We've got brilliant-looking cards and equally brilliant tools to help you save for the life you want.

Interest Rates

We've got higher interest than regular savings accounts

When it comes to savings, you can't deposit excuses.

For balances above S$500,000, there will be no interest given because we believe that your money can work harder with other higher-yielding OCBC accounts.

Saving Goals

Set Your Saving Goals

Meeting them shouldn't be overwhelming. Minimise your saving efforts with "mini" accounts that act as saving jars to separate your spending cash from your savings cash.

But don't let them tie you down

Set your budgets

With Money In$ights, we're all about spending, but with a peace of mind. 


Card Designs

What's your personality?

120 unique designs for 120 different personalities. Find a card design to go with your FRANK Account!

contactless payment

stay ahead of the curve

Just tap and go on public transport, movies, purchases, meals and more with mobile payments and Visa payWave!

Before you apply

Eligibility & Fees

To get an account:
  • You need to be 16 years old and above.
  • No initial deposit is needed.
  • No minimum income is required.
  • No monthly service fees if you are below 26 years old. 

If you are 26 years old and above, there is a monthly service fee of S$2 if your average daily balance for the month is less than S$1,000.

Valid till
30 Apr

Credit your salary to a FRANK Account & get up to S$60 cash reward

  • S$60 for nett salary credit amount of more than S$1,500 a month
  • S$30 for nett salary credit amount of S$500-S$1,500 a month


Click here for full Terms and Conditions. 

Basics should be simple, just like this account

How to get your FRANK Account

Apply by Mail

Download the PDF form. Print and mail in the completed form with the required documents. 

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process. 

What do I need to prepare

For Singaporean/Singapore PR:

If existing OCBC customer

  1. NRIC only


If non-existing OCBC customer

  1. Your NRIC
  2. (Only if mailing in application form) Original Singapore phone bill/bank statement/utilities bill within the last 3 months showing residential address OR income tax notice of assessment
For foreigner residing in Singapore:

If existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass


If non-existing OCBC customer:

  1. Passport with 6 months validity
  2. Valid student/long term/employment pass
  3. Last 3 months documents showing residential address OR Income tax notice of assessment