Graduating Class 2021

Just graduated and moving on to the next phase of your life?

Just graduated and moving on to the next phase of your life?

GRADUATING CLASS 2021

Entering the workforce, taking in your first income – your next phase of life is going to be exciting! No matter what path you choose, whether it's freelancing or a full time job, we're more than happy to celebrate with you.

OCBC 360 account

Scoring the best interest with 360 Account when you credit your salary after you graduate

  • Maximise your interest earned

    Just graduated and starting your first job? Take advantage of the OCBC 360 Account's high interest rates of up to 1.2%! Simply GIRO your monthly salary of at least S$1,800 to get started.

Get S$25 on us when you register your interest, open a 360 Account and credit your salary of at least S$1,800 today!
T&Cs apply.

Growing my savings just got easier

Daniel Tamago

I've just graduated and now work full-time while also receiving income from brand deals and my personal clothing line. The account that I've found closest to my lifestyle would be the 360 Account because it allows me to save, invest and accumulate my wealth for my future:

  • High interest yield of over 1% helps me offset inflation
  • I can credit S$2,000 a month to reap extra bonus interests on my incremental savings and save up a 6-12 month emergency fund balance
  • Habitually, I'm more well-disciplined to not touch my savings – over time, I can reap the benefits of compound interest from the higher rates as compared to a normal savings account!

How to unlock more interest on your 360 Account

First S$35,000

Next S$25,000

Next S$25,000

Salary
First
S$35,000

0.3%

Next
S$25,000

1.2%

Next
S$25,000

0.6%

Credit your salary of at least S$1,800 a month via GIRO

Save
First
S$35,000

0.1%

Next
S$25,000

0.2%

Next
S$25,000

0.4%

Increase your average daily balance by at least S$500 monthly

INSURE
First
S$35,000

0.3%

Next
S$25,000

0.6%

Next
S$25,000

1.2%

Purchase an eligible insurance product from OCBC

INVEST
First
S$35,000

0.3%

Next
S$25,000

0.6%

Next
S$25,000

1.2%

Purchase an eligible investment product from OCBC

Base interest

0.4%

a year

Maintain an average daily balance of at least S$200,000

0.05%

a year

Earn this base interest on your entire account balance

link FRANK to pAYNOW

Make FRANK as your primary account, transacting through PayNow is a breeze!

  • Save, earn & accumulate more

    FRANK gives you a 0.2% interest rate, which is 4x the base interest of a regular savings account – making it the best account for multiple streams of income from freelancing or part-time work! You can also link your PayNow to track all your incoming and outgoing payments easily.

Get S$5 on us when you register your interest and link PayNow to your FRANK Account via your Mobile Number from now till September 2021! For the first 500 pax only. T&Cs apply.

One account to do it all

Valerie Cheong

I graduated this year and now have a full-time job, with some side income from my personal social media platform. I've been looking for a primary account that can maximise my interest, while allowing me to transact conveniently. And that's how I found FRANK!

  • Now that I've linked my PayNow to my FRANK Account, I use it as my primary account for all transactions. It's super convenient!
  • The OCBC Mobile Banking App makes it easy for me to keep track and make sure I don't overspend.
  • Right now, my main focus is to pay off my university loan and save up for marriage – no money, no honey! Additional interest from my FRANK Account helps me save towards my goals!

How to link PayNow to Frank Account

  • Select "Settings" > "Manage PayNow". Enter OTP.
  • Enter your mobile number. Press Next.
  • Select your FRANK account and enter your preferred PayNow name which will be displayed to sender.
  • Press Submit to complete.