Unit Trusts

Investments

Unit Trusts

Invest in unit trusts, where your money is pooled with that of other investors' to form a fund, and invested into various assets to meet the unit trust's objectives by a fund manager. 

  • Monthly investments from S$100 a month or lump sum investments from S$1,000
  • Get clear and concise insights into markets from our OCBC Wealth Panel and Wealth Advisory teams.
Apply now

Putting all your eggs into one basket is not the best idea.

Investing in a unit trust diversifies your investment across different countries, industries and asset classes. You can instantly access a diversified portfolio at a fraction of the cost, without having to invest huge amounts of money in individual stocks, bonds or other assets!

How it works

Your money is managed by a fund manager.

If you invest in a China fund for example, the fund manager will invest your money into selected opportunities within China by the fund manager.

Pick a fund you are comfortable with, and invest and let them do the rest. All you have to do is keep track from time to time.

How to invest

Lump sum or monthly investments

With lump sum investments starting from S$1,000 (minimum investment amount varies with funds), you can immediately start taking advantage of prevailing market conditions.

Monthly investments start as low as S$100 a month. Investing monthly potentially lowers the risk of investing a large amount at the wrong time. You also benefit from dollar cost averaging which potentially lowers your average cost of investment over time. Please check with us for funds available for monthly investments.

Diversify your investments

Spread the risk to achieve stable returns.

Even within a particular country, unit trusts usually spread your money over the shares of many different companies, and may include other non-share assets such as bonds. This helps you to spread the risk so as to achieve more stable returns.

Professional fund managers

Leave the work to us!

Most of us wouldn’t be able to afford a fund manager ourselves. Through investing with others in a unit trust that suits our own investment preferences, we are now able to tap on professional expertise and research.

 

Global Access

Gain access to different markets

Investing overseas will be difficult for many of us, as it usually involves a lot of administrative work and research. Certain types of assets also require a large initial investment. Unit trusts allow you to access all these, hassle-free.

New to investing?

We help you invest in Unit Trusts with confidence

"I'm not sure how I should manage my investments"

Our team of specialists constantly monitor your unit trust investments. We will send you alerts in case of important events via online banking, email or SMS.

"No one tells me when to buy or sell my investments"

You can set instant alerts on your investments. Monitor your unit trust fund by setting price alerts through your dashboard. Choose to receive these alerts through your dashboard, email or phone.

1 of 2
1 of 2

Ways to Invest & Pay

PAYMENT MODES

Whether you choose lump-sum or monthly investments, you can purchase unit trusts using:

1. Cash
2. Central Provident Fund Investment Scheme (CPFIS)*
3. Supplementary Retirement Scheme (SRS)*

*CPFIS and SRS apply to selected funds only.

Fees & Charges

Promotion

Enjoy promotional sales charge of 0.88% when you invest in unit trusts online.

Offer valid until 30 June 2018. Terms and conditions apply. 
Our Selected Funds

Recommended fund for this quarter

Top Fund Idea

LION-OCBC GLOBAL CORE FUND

Currently Singapore’s only Fund of Exchange Traded Funds (ETFs) with BlackRock (Singapore) Limited as a model provider, the Lion-OCBC Global Core Fund offers investors the potential opportunity to enjoy sustainable income and long-term capital growth.

How to start investing in unit trusts

Invest online

If you are an existing OCBC customer, log in to your Online Banking to get started.

OCBC OneWealth™

Download the app, receive tips from our Wealth Panel, and start investing via your phone. 

Knowledge is money

What others think about investment

Join other trail-blazing young adults in getting monthly career & financial tips, written by those who have succeeded before.