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PERSONAL LOANS

OCBC EASICREDIT

Life’s full of twists and turns, be ever-ready with OCBC EasiCredit in times of urgencies.

Get emergency cash instantly with flexible repayment and loan amounts.

EASICREDIT PRICING GUIDE

For your easy reference, please refer below for a summary of fees and charges for EasiCredit.

  Charges
(for annual income of S$20,000 and above)
Annual Fee S$120
(waived up till the age of 29, applicable to existing customers
and new customers who apply before 31 December 2020)
Monthly Service Fee NIL
Minimum Overdraft Interest S$5
Late Fee S$120
Returned Cheque S$40 per cheque
Shop Cheque
  • via Branch / Call Centre
  • via Electronic / Phonebanking channels
  
  • S$30 per cheque
  • S$10 per cheque
Loss of Cheque Book
  • via Branch / Call Centre
  • via Electronic / Phonebanking channels
  
  • S$50
  • S$30
ATM Card Replacement Fee
  • Lost / stolen card
  • Forgotten PIN
  • Damaged card
  
  • S$5 per card
  • S$5 per card
  • Free
Statement Retrieval Charges
  • Current and previous month's statement
  • Within a year
  • Between 1 to 3 years
  • More than 3 years
  
  • Free
  • S$20 per copy
  • S$30 per copy
  • S$50 per copy

The above is intended as a consumer guide only. It contains the salient fees and charges applicable to EasiCredit Accounts. For full details, please read the Oversea-Chinese Banking Corporation Limited terms and conditions governing Personal Line of Credit Accounts. In the event of any inconsistency or conflict between any statement contained in the above and the terms and conditions governing Personal Line of Credit Accounts, the terms and conditions governing Personal Line of Credit Accounts shall prevail.