OCBC 360 Account

Deposit Account

OCBC 360 Account

Fast tracking your career? Don't forget your savings! Get an account that earns a higher interest when you credit your salary, pay bills, insure or invest and more. 

  • 18 years old and above
  • Singaporeans, Permanent Residents, Foreigners with valid passes

  • S$1,000 initial deposit 

 

Apply now
How it works

IT'S ABOUT TIME YOUR ACCOUNT GOT A RAISE.

Whether you are just starting a new job or advancing in your career, get an account that pays you bonus interest. Your bank balances will thank you for it.

PROMOTION

Open your first OCBC 360 account today and get a S$20 cash reward.

What's more, stand a chance to be 1 of 3 lucky winners to win S$10,000 cash prize!

Promotion is valid for Singaporeans and PRS, from 3 October till 31 December 2018. T&Cs apply.

Find out more

How to earn bonus interest on the first $70,000 of your account balance

Earn up to 1.5% per year simply by crediting your salary, and enjoy even more interest as you grow your wealth with us.

If your account's average daily balance for the month is S$200,000 and above, you will earn an extra bonus interest of 1% per year.

How it works

Earn bonus interest (% per year) on the first S$70,000 of your account balance.

First S$35,000

Next S$35,000
Salary

Credit your salary of at least S$2,000
through GIRO.

First S$35,000

1.2%

Next S$35,000

1.5%

How to earn the bonus interest

  • Credit your salary of at least S$2,000.
  • Only salary credit through GIRO with the transaction description "GIRO - SALARY" in your statements will qualify for this bonus.
  • To set up your OCBC 360 Account as your salary crediting account, please inform your HR department of your new account number. You will only need to do it once.

More Questions?

Spend

Spend at least S$500 on OCBC Credit Cards.

First S$35,000

0.3%

Next S$35,000

0.6%

How to earn the bonus interest

  • Spend at least S$500 in total across your personal OCBC Credit Card(s) such as 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki.
  • You need to be the primary account holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
  • Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.
  • Don't have an OCBC Credit Card? Get one today.

More Questions?

Step-up

Increase your account balance by S$500 compared to the previous month.

First S$35,000

0.3%

Next S$35,000

0.6%

How to earn the bonus interest

Increase your account's average daily balance in the current month by at least S$500 from the previous month's average daily balance.

More Questions?

Wealth

Insure or invest with OCBC Bank and earn this bonus interest for 12 months.

First S$35,000

0.6%

Next S$35,000

1.2%

How to earn the bonus interest

Purchase any new eligible financial product from OCBC of at least the minimum amount as follows

Eligible financial products Minimum qualifying amount


Regular premium endowment insurance S$4,000
Regular premium whole life insurance S$8,000
Single premium endowment insurance S$20,000
Unit trusts S$20,000
Structured deposits S$20,000
Regular premium protection insurance S$2,000
Whole life insurance S$150,000
Universal life insurance US$150,000
Bonds and structured products S$200,000

Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.

You need to be the primary account holder of the OCBC 360 Account as well as the policyowner of the eligible insurance product or single name account holder of the eligible investment product.

This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.

More Questions?

Grow

Earn this extra bonus on the first S$70,000 if your account balance is at least S$200,000.

1.0%

How to earn the bonus interest

Your account's average daily balance for the month must be at least S$200,000.

More Questions?

Earn bonus interest (% per year) on the increase in your account balance from the previous month:

Up to S$1,000,000
Boost

Increase your account balance from the previous month’s balance.

Up to
S$1,000,000

1.0%

How to earn the bonus interest

  • Earn this bonus interest on the increase in your account's average daily balance from the previous month's average daily balance,
    up to S$1,000,000.
  • New accounts opened will earn the bonus interest on the average daily balance in the month of account opening, and incremental balances in subsequent months, up to a cap of S$1,000,000.

More Questions?

You will earn a base interest of 0.05% per year on your entire account balance.

Salary credit

Higher interest for young professionals

Grow your savings by crediting your salary to an account that gives you higher interest rates.

To set up your OCBC 360 Account as your salary crediting account, simply inform your HR department of your account number. You will only need to do it once (and your bank account will thank you every month)!

Insure & Invest

Earn more interest when you insure or invest with OCBC

It's never too early to stay protected or start investing.

Earn 0.6% or 1.2% per year for 12 months, when you insure or invest in eligible financial products, depending on the qualifying amount.

Track & save every dollar

The simplest online and mobile banking experience

Set up sub-accounts for your saving goals. Keep track of your spending by categories, as well as set budgets and alerts via SMS or email. You can also see how peers manage their money so you know where you stand.

120 card designs to choose from

Get a gorgeous FRANK Debit Card with your OCBC 360 Account.

FRANK ARTISAN CARD COLLECTION

Pair your OCBC 360 Account with a FRANK Debit Card. Choose from new limited edition card designs created by Band of Doodlers, the Letter J Supply and Pencilled.

They are available for a limited time only, so choose yours here now!

Before you apply

Am I Eligible?

What You Need To Know

Minimum Age: 18 years old

Nationality: Singaporeans, Permanent Residents, Foreigners with valid passes

Initial Deposit: S$1,000

Minimum average daily balance for the month: S$3,000

Fall below fee: S$2 (waived for the first year)

Monthly statements: e-Statement

How to get your OCBC 360 Account

Apply online

For Singaporeans and Singapore PRs only

Account is opened immediately with MyInfo

Online Banking

For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day.

 

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process.

What do I need to prepare

For Singaporean/Singapore PR:
  1. NRIC
  2. S$1,000 for initial deposit
  3. One of the following:
  • Local phone bill
  • Half-yearly CPF statement
  • Any bank statement
For foreigners residing in Singapore:
  1. Passport
  2. Employment Pass or S-Pass
  3. S$1,000 for initial deposit
  4. One of the following:
    • Local phone bill
    • Half-yearly CPF statement
    • Any bank statement