Blue Chips

Investments

Blue Chip Investment Plan (BCIP)

The affordable and hassle-free way to invest in blue chip shares. 

  • Start from S$100 a month.
  • 19 counters to choose from.
  • No lock-in period. Buy and sell anytime.
APPLY VIA ONLINE BANKING

YOU’RE NEVER TOO YOUNG TO START INVESTING

How it works

What is the Blue Chip Investment Plan?

Set aside a portion of your income

When you receive your monthly salary, immediately set aside a portion for savings. Wealth management experts advise young people to invest 10-30% of their savings each month to building future wealth.

Pick your blue chip counter

Select from the 19 share counters we offer. BCIP automatically invests into your selected counters each month. You will be entitled to dividends, whenever declared by the respective company or ETF.

Monitor, buy and sell on the go with OCBC OneWealth™

There is no lock-in period. Log on to the OCBC OneWealth™ app or Online Banking at any time to amend, sell, stop or add new share counters online. 

Start your investment journey with a little courage.

 

LET YOUR MONEY WORK HARDER

YOU’LL LIKELY EARN MORE THAN A REGULAR SAVINGS ACCOUNT

A blue chip stock of a nationally known company has a long track record of profit growth and dividend payment. 

JUST ONE ACCOUNT

NO NEED TO OPEN MULTIPLE ACCOUNTS

There is no need to open a specific Trading or CDP Securities Account to start BCIP. You can use your FRANK Account to fund your investments in BCIP.

FLEXIBILITY TO MAKE CHANGES

NO LOCK-IN PERIOD

You can give instructions to amend share counters or the investment amount, and sell your shares through OCBC Online Banking or via OCBC OneWealth™ App.

AFFORDABLE INVESTMENT

FROM JUST S$100 PER MONTH

You don't need to have thousands to begin investing in blue chip shares. You can buy smaller numbers of shares with your chosen monthly investment amount instead of the standard lot size.

More about share counters

Why invest in blue chips?

INVEST CONVENIENTLY

DOLLAR COST AVERAGING

By investing an equal amount of money on a regular basis regardless of the share price over a specific period of time, you will purchase more shares when prices are lower and fewer shares when prices are higher. This will potentially lower your average price per share. Click here to view Dollar Cost Averaging in motion. 

INCOME US CAPITAL APPRECIATION

WHAT SHOULD YOU LOOK OUT FOR WHEN INVESTING IN EQUITIES?

For a first time investor, it is useful to consider your investment objectives before deciding on what information is needed to analyse the companies.

Investing for income

If you are looking to generate income through investing, you may choose to focus on the dividends which are paid out by the company. This is typically measured by the dividends paid per share, or dividend yield. As a benchmark, the STI constituents had an average dividend yield of 3.4% as of the end of April 2017.

Current examples of dividend shares in Singapore are telecommunication shares and Real Estate Investment Trusts.

Find out more

Investing for capital appreciation

Alternatively, you may look at companies which have exhibited higher than average growth over the years, and focus on how the company has grown in terms of their total return. Higher total return typically results from higher capital appreciation and higher dividend yield.

Find out more

19 share counters

List of shares you can invest in

What's available

The 19 share counters are mostly components of the Straits Times index (STI). An Exchange Traded Fund is also available.

CAPITALAND LIMITED
CAPITAMALL TRUST
COMFORT DELGRO CORPORATION LIMITED
DBS GROUP HOLDINGS LIMITED
GLOBAL LOGISTIC PROPERTIES LIMITED
KEPPEL CORPORATION LIMITED
OLAM INTERNATIONAL LIMITED
OVERSEAS-CHINESE BANKING CORPORATION LIMITED
SEMBCORP INDUSTRIES LIMITED
SEMBCORP MARINE LTD
SINGAPORE AIRLINES LIMITED
SINGAPORE EXCHANGE LIMITED
SINGAPORE PRESS HOLDINGS LIMITED
SINGAPORE TECHNOLOGIES ENGINEERING LIMITED
SINGAPORE TELECOMMUNICATIONS LTD
STARHUB LTD
UNITED OVERSEAS BANK LIMITED
WILMAR INTERNATIONAL LIMITED
NIKKO AM SINGAPORE STI ETF

Click here for more information.

Before you apply

Am I eligible?

You must be:
  • Singaporeans, Singapore PRs / Foreigners residing
    in Singapore (Not applicable to U.S. Persons, e.g. citizen of U.S. or Green Card holder)

  • Single account holders must be 18 years old or over.

  • For joint account, parent/legal guardian must be 18 years old or over, and the child must be below 18 years old.

Fees & Charges

How to start investing

Via Online Banking

For existing OCBC Online Banking customers only.

To access the forms:

  1. Log in to your OCBC Online Banking account
  2. Select the “Investment & Insurance” tab
  3. Click on the “Blue Chip Investment Plan” link
Via Mail

Mail in the completed application form with copies of:

  1. NRIC
    For Singaporeans and Singapore PRs

  2. Employment Pass / S-Pass
    Employment Pass / S-Pass or student pass and passport for foreigners

  3. Tax Residency Declaration
    For all applicants, please download the declaration form here

  4. Other supporting documents
    Supporting phone bill / bank statement / utilities bill showing residential address if you are a new customer