Youth Banking for Students by FRANK

Got accepted into university

It’s important for me to be fully focused on my studies and not worrying how to pay off my tuition fees. Now, I can pay back the loan after I graduate.

Higher education is invaluable but it doesn't come cheap. Let FRANK help ease your load when you study, be it locally or overseas.

Shopping for new dresses

I got to have a new look for university! Dresses, bags, shoes, maybe even a new debit card design?

A FRANK debit card gives you more ways to pay online. Get the latest clothes and accessories from all your favourite online blogshops and designers!

First day of class

I need an account for my allowance and a debit card to pay for school related expenses and public transportation.

Use your ultra cool FRANK debit card as a transport and ATM card. You can change the card design as often as you fancy.

Brunch with classmates

We love to explore new cafes and eating spots around the island. We usually split the bill right after our meal.

OCBC’s PayAnyone app lets you transfer money instantly, easily and securely on the go to your friends on Facebook, through email or mobile number. That’s all you need! No more searching for spare change.

Planning for my future

I have some savings and I’m thinking about how to grow it. I know that the earlier I start investing, the bigger it will grow!

Equip yourself with investment knowledge through our Young Investor Program. Start investing with as little as S$100 with the FRANK Blue Chip Investment Plan.

Grad trip with my besties

Celebrating our graduation with a discovery trip! I have to prepare for the unexpected with the proper coverage and insurance.

FRANK covers your losses when there are unexpected travel inconveniences such as cancellations, delays and baggage theft and loss. This includes hospital care, treatment, and emergency evacuations. It’s not a matter of if, it’s a matter of when it happens. Make sure you’re prepared.

What moments in YOUR life can FRANK help in?

More details about I Am Studying

How to apply (BCIP)
Important information on BCIP
BCIP terms and conditions

How to apply for BCIP

How to apply
You need to be 18 years old and above to apply for the Blue Chip Investment Plan.

Via Mail

For new and existing FRANK Account customers.

Mail in the completed application form with copies of:

  1. NRIC
    For Singaporeans and Singapore PRs
    Employment pass/S-pass or student pass AND passport for foreigners
  2. Other supporting documents
    Original copies of Singapore Phone Bill / Bank Statement / Utilities Bill showing residential address if you are a new customer

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Information on TravelWise

If you're a frequent flyer, it is worth protecting yourself against travel risks such as delay of your budget flight or baggage.

Reduce potential travel risks with travel insurance.

    Get reimbursed if:
  1. Your flight is delayed
  2. Your baggage is lost
  3. Your trip is disrupted

To learn more about travel insurance, click here

Important information on BCIP

The information contained herein is for general information only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Trading in securities can be very risky, and you may lose all or more than the principal amount invested or deposited. You should therefore consider carefully and exercise caution in making any trading decision and determine whether each trade is specifically suitable for you. Where necessary, you should speak to your own financial adviser who will assess whether the product is suitable to you based on your investment objectives, financial situation or needs. If you choose to act based on the information contained herein, it is entirely at your sole risk and responsibility, and is not to be construed as investment advice or recommendations by Oversea-Chinese Banking Corporation Limited or OCBC Securities Private Limited.

This is not a formal offer for any product, or an offer to enter into a transaction for any securities, or to take part in any particular trading or investment strategy.

The information contained herein may contain projections or other predictions regarding future events or future performance of countries, assets, markets or companies. These may differ from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used for illustration and/or information purposes only and should not be relied upon for any purpose.

We have done all we can to make sure that the information contained herein is accurate at the time of printing, but we do not represent, warrant or guarantee that the information provided is accurate. If any information provided becomes out of date or is inaccurate, we do not have to update it.

Neither Oversea-Chinese Banking Corporation Limited nor OCBC Securities Private Limited shall be responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided herein.

If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan for details about the plan before deciding whether to enter into a transaction of the securities of any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan at

Please do not reproduce or share any information in this webpage without our written permission.