Terms and Conditions for FRANK by OCBC Credit Card

    By signing this application, I confirm that:

  1. I understand that I am applying for the FRANK by OCBC credit card and that I may only use the credit card if you approve my application.
  2. I agree to and accept, and will use the credit card in accordance with the Terms and Conditions of the OCBC Cardmember's Agreement, Terms and Conditions for NETS FlashPay, Terms and Conditions for balance transfer and Terms and Conditions for the FRANK Cash Rebates Rewards Programme.
  3. I agree to receive and accept electronic statements for the credit card in accordance with the OCBC Terms and Conditions Governing Electronic Statements.
  4. I am aware that the Cardmember's Agreement and Terms and Conditions Governing Electronic Statements are available for viewing at www.ocbc.com.sg/personal-banking/terms-and-conditions/Term-and-Conditions-Governing-Cards-Services.html l and I agree to and accept the above agreement and terms and conditions, including any amendments and additions you may make to these from time to time.
  5. I understand that only the principal applicant of the credit card will have phone and internet banking access to the credit card.
  6. I agree that the principal cardmember is responsible for all liabilities relating to the principal credit card and all supplementary credit cards (including all liabilities relating to goods and services, cash advances, annual fees and all other fees and charges). Each supplementary cardmember is also responsible for all liabilities for their supplementary credit card (including all liabilities relating to goods and services and cash advances).
  7. I agree that you can contact me in any way you consider appropriate, using the contact details I have provided here or which I may give you from time to time, to tell me about any promotions related to you. I authorize you to accept and act on all communications or instructions you receive from me by electronic mail or SMS in connection with these promotions and that you will not be liable if you act on these instructions in good faith.
  8. I will not duplicate or distribute any card designs (including logos) without your written consent.
  9. I agree that you are not responsible for any claims, liabilities or issues with the printed card design, including any third party claims.
  10. I accept that you may terminate, discontinue or withdraw any card design at any time without notice.
  11. I agree to pay you the fee for any card design I have selected, whether for a new or a replacement card. I agree that the card design fee paid by me will not be refunded nor be used to pay for a similar or different card design selected by me when I replace my card for any reason.
  12. I accept that you may change card design fees from time to time and you do not have to refund or return any difference to me between what I paid and the new fee.
  13. I accept that you may select an image for me without notifying me if I have not selected or clearly indicated a card design that I want.