|Spend at least S$500 a month on your card||Spend less than S$500 a month on your card|
|FOR YOUR ONLINE PURCHASES AND NETS FLASHPAY AUTO TOP-UPS||
|FOR YOUR OTHER PURCHASES||
Online retail transactions are defined as goods or services you buy via the internet and pay with your FRANK Credit Card. These transactions are excluded from the calculation of cash rebates: purchases made via telephone or mail order; bill payments (online mobile bill payment to Singtel, Starhub and M1 are eligible); recurring payments for mobile, telephone, cable, insurance, utility bills or income tax; donations; payment of funds to prepaid accounts, payments using internet banking; annual card fees; Instalment Payment Plans; Cashwise facility, Cash Advances and Balance Transfers; Goods and Services tax; fees and charges such as interest and late payment charges or any other transactions determined by OCBC from time to time.
Click here for the common websites that you can earn rebates on
(Do note that it is NOT limited to this list, we love to list down everything but there is not enough space to do so.)
The determination of an online transaction is based on system indicator. These indicators are decided by the merchant and their banker and get passed to the Bank
when the transaction is posted to the card. Typically, merchants will classify the transactions as online or non-online. However, we noticed that some purchases made
online were not classified as online transactions and we are looking into rectifying this. If you notice a discrepancy in the cash rebates, please contact our hotline at
1800 363 3333 for assistance.
Here are more benefits with the FRANK Credit Card:
The FRANK Credit Card comes registered with the NETS FlashPay Auto Top-Up feature. You can tap to activate and enjoy 6% rebates on:
Note: The FlashPay ATU feature will only work when you tap your card for MRT/LRT, public buses, ERP and EPS Cepas2 car parks. ATU feature doesn't work at retail outlets.
We reward you with a S$5 Coffee Bean & Tea Leaf voucher when you pay on time for 6 consecutive months in your first year of membership. Promotion is limited to a maximum of 2 redemptions per cardmember.
Easily manage your credit card
spending through Online Banking
Know where your money is going with OCBC Money In$ights via OCBC Online and Mobile Banking.
Watch our video to learn more about Money In$ights.
Keep track of your spending automatically
Set budgets and get alerts through SMS or email
See how other people like you manage their money
Take a tour of
|Requirement & Charges|
|Age and Income Requirement||You must be aged 21 and above with a minimum annual income of S$30,000.|
|Annual Fee||S$32.10 (2 years waived for Principal and Supplementary Cards). A minimum of S$6,000 annual Visa spend is required for subsequent annual fee waiver.|
|Card Replacement Fee||
For lost card or change of card design
For damaged or faulty card
*Note: Up to 2 replacements in a 12 month period; 3rd replacement onwards will be charged a S$30 card replacement fee.
|S$50 (top-up value)
S$0.25 per automatic top-up (waived till 30 June 2014)