Unit Trusts

When it comes to investments, putting all your eggs into one basket is not the best idea.

Investing in a unit trust diversifies your investment across different countries, industries and asset classes.

Show me how to apply

What is a unit trust?

What is Unit Trust

A unit trust is a fund composed of investors’ money, which is invested in a variety of financial assets.

When you invest in a unit trust, your money is pooled with that of other investors’ to form a fund, and invested into various assets to meet the unit trust’s objectives by a fund manager.

For example, if you invest in a China fund, the fund manager will invest your money into selected opportunities within China.

Enjoy promotional sales charge of 0.88% (usually 1.5%) when you invest in Unit Trusts online.

Offer valid until 30 November 2016.

Login to OCBC Online Banking now to start investing.

Terms and Conditions Governing the OCBC Online Unit Trusts Promotion apply.

Why invest in Unit Trust?

Investment Potfolio

You can diversify your investment

Even within a particular country, Unit Trusts usually spread your money over the shares of many different companies, and may include other non-share assets such as bonds. This helps you to spread the risk so as to achieve more stable returns.
Professional Fund Managers

Tap on professional fund manager’s expertise

Most of us wouldn’t be able to afford a fund manager ourselves. Through investing with others in a unit trust that suits our own investment preferences, we are now able to tap on professional expertise and research.
Overseas Stock Market

Access various markets

Investing overseas will be difficult for many of us, as it usually involves a lot of administrative work and research. Certain types of assets also require a large initial investment. Unit Trusts allow you to access all these, hassle-free.

Why invest with us?

We help you invest in unit trust with confidence

 

“I’m not sure how I should manage my investments”


Our team of specialists constantly monitors your unit trust investment, we will send you alert in case of important events through your online banking, email or mobile.
Unit Trist Investment

“No one tells me when to buy or sell my investments”


You can set instant alerts on your investments. Monitor your unit trust fund by setting price alerts through your dashboard. Choose to receive these alerts through your dashboard, email or phone.
Monitor Unit Trust Online

“There are too many funds to choose from”


We only recommend unit trusts that are carefully selected, guided by the views of our Wealth Panel.
Top Performing Investment Fund

“I don’t have big amount of cash to invest”


You can start from S$100 a month or S$1000 one time. You can do all this at home securely through online banking.
Unit Trust Investment Singapore

“I don’t know how well my investments are doing”


Monitor your dashboard for an overview of your portfolio performance. Get updates on each unit trust fund’s performance making it easy to compare, buy and sell your unit trusts or amend monthly investment plans.
Investment Portfolio

Am I eligible to apply?

You need to be at least 21 years old
You meet at least one of the 3 criterias:

  • Academic – Diploma or degree in Accountancy, Economics, Business, Finance, Commerce, Actuarial Science, Insurance or Capital Markets
  • Profession – Professional finance-related qualifications such as the ACCA or CFA
  • Investment experience – Made at least 6 transactions in unit trusts, options, investment linked policies or structured investments

How to apply

Apply Online

If you are an existing OCBC customer, log in to your Online Banking to apply for Unit Trust funds
Log in to Online Banking

Apply at a nearby OCBC Branch

Visit any OCBC branch and we will guide you through the sign up process.
OCBC Branch locations

General Disclaimer

  1. The opinions or views expressed in this document are expressed by the third parties identified, and do not represent our view.
  2. This information is intended for general circulation only. It does not consider the specific investment objectives, financial situation or needs of anyone.
  3. Before you make an investment, you should speak to your OCBC Relationship Manager who will assess whether the products are suitable to you based on your investment objectives, financial situation or needs.
  4. If you choose not to do so, you should consider if the investment product is suitable for you.
  5. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document.
  6. We do not guarantee the accuracy of this information at any time. All of the information here may change any time without notice.
  7. We are not responsible for any loss or damage arising from this information.
  8. Investment involves risks. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance. Actual performance may differ from the projections in this document.
  9. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
  10. The information in this document must not be reproduced or shared without our written agreement.
  11. We may have alliances with product providers, for which we may receive a fee. Product providers may also receive fees from investors.
  12. We may have performed or will perform broking and other financial services for the product providers.
  13. We and our related corporations and their directors and officers may have or take positions in securities mentioned in this document.

Terms & Conditions for Promotion

General Terms and Conditions for Promotions

OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice.
The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.

Each customer will only be awarded with a maximum of one cash rebate per promotional period. For multiple transactions in the promotional period, the customer will receive the highest cash rebate that he/she qualifies for.

Terms and Conditions of the S$50 cash rebate promotion.

Applicable only for the first 200 FRANK customers who invest a one-time sum of at least S$2000 in Unit Trust through OCBC’s Online Banking. Promotion is only valid for investments made within this promotion period. The S$50 cash rebate will be credited into your OCBC Savings Account two months after the purchase of the Unit Trust. Your OCBC Savings Account must remain open for you to receive the cash rebate.

Terms and conditions for the S$20 cash rebate promotion

Applicable only for the first 200 FRANK customers who have invested the Unit Trust through OCBC Online Banking with a minimum monthly investment of S$200 a month, for 6 months. The S$20 cash rebate will be credited into your OCBC Savings Account only after 6 consecutive successful monthly investments of at least S$200. Promotion is only valid if the first month’s investment falls within the promotion period. Your OCBC Savings Account must remain open for you to receive the cash rebate.

Terms and Conditions of the 1% sales charge promotion.

Promotional 1% sales charge is valid for all Unit Trust purchases through OCBC Online Banking from now till 30 September 2015.

The information contained herein is for general information only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Trading in securities can be very risky, and you may lose all or more than the principal amount invested or deposited. You should therefore consider carefully and exercise caution in making any trading decision and determine whether each trade is specifically suitable for you. Where necessary, you should speak to your own financial adviser who will assess whether the product is suitable to you based on your investment objectives, financial situation or needs. If you choose to act based on the information contained herein, it is entirely at your sole risk and responsibility, and is not to be construed as investment advice or recommendations by Oversea-Chinese Banking Corporation Limited or OCBC Securities Private Limited.

This is not a formal offer for any product, or an offer to enter into a transaction for any securities, or to take part in any particular trading or investment strategy.

The information contained herein may contain projections or other predictions regarding future events or future performance of countries, assets, markets or companies. These may differ from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used for illustration and/or information purposes only and should not be relied upon for any purpose.

We have done all we can to make sure that the information contained herein is accurate at the time of printing, but we do not represent, warrant or guarantee that the information provided is accurate. If any information provided becomes out of date or is inaccurate, we do not have to update it.

Neither Oversea-Chinese Banking Corporation Limited nor OCBC Securities Private Limited shall be responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided herein.

If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan for details about the plan before deciding whether to enter into a transaction of the securities of any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan at www.ocbc.com/bluechip.

Please do not reproduce or share any information in this webpage without our written permission.

Unit trusts Disclaimer

Any opinions or views of third parties expressed in this material are those of the third parties identified, and not those of OCBC Bank. The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before you make any investment decision, please seek advice from your OCBC Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs. In the event that you choose not to seek advice from your OCBC Relationship Manager, you should carefully consider whether the product is suitable for you. This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.

A copy of the prospectus of each fund is available and may be obtained from the relevant fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.

OCBC Bank, its related companies, their respective directors and/or employees (collectively ‘Related Persons’) may have positions in, and may effect transaction in the products mentioned herein. OCBC Bank may have alliances with the product providers, for which OCBC Bank may receive a fee. Product providers may also be Related Persons, who may be receiving fees from investors. OCBC Bank and the Related Person may also perform or seek to perform broking and other financial services for the product providers.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures are not necessarily indicative of future or likely performance. Any reference to any specific company, financial product or asset class in whatever way is used for illustrative purposes only and does not constitute a recommendation on the same.

The contents hereof may not be reproduced or disseminated in whole or in part without OCBC Bank’s written consent.