Young Adult Account by FRANK

Landed my dream job and got my first salary

I make my money work harder with the account that gives me higher interest rate for my new income.

FRANK gives you an interest of up to 3.25% per year when you credit your salary into your OCBC 360 account, and when you pay multiple bills through your FRANK or OCBC credit cards.

I’m also starting habits to put me on the road to success, like keeping my spending low and starting regular investments.

FRANK's Blue Chip Investment Plan lets you start from as low as $100, and is a great way to start investing for the long term. FRANK can also help me diversify my investments across different countries, industries or asset classes with Unit Trusts, from only S$100 a month.

On my way to get MBA

Because I know that the key to personal growth is continuous learning, I look forward to studying and taking new courses. I dive deep into my field to level up!

Higher education can be costly but it’s not out of your reach. Let FRANK help ease your load while you pick up the knowledge to take you to the top.

Hanging out with my friends

I get rebates for doing what I love with the FRANK Credit Card.

The FRANK Credit Card gives you up to 5% rebate on entertainment (bars, cinemas, KTVs, clubs and selected cafes). Not to mention a 6% rebate for all your online purchases.

Got a big bonus

I have to make full use of the extra cash by learning how to start investing. This makes my money work for me.

Equipping yourself with investment knowledge is the first step to start investing for your future. FRANK offers you a series of workshops and a trading account for you to start investing shares with confidence and knowledge.

Travel the world

While adventuring to new places, I have to prepare for the unexpected with the proper coverage and insurance.

FRANK covers your losses when there are unexpected travel inconveniences such as cancellations, delays and baggage theft and loss. This includes hospital care, treatment, and emergency evacuations. It's not a matter of if, it's a matter of when it happens. Make sure you're prepared.

In a serious relationship

I'm no longer thinking about just myself, it's time to be more serious about managing my money.

Use our simple tool to budget and manage your money on your favourite digital device. Equip yourself with investment knowledge to establish a solid foundation
to grow your wealth.

What moments in YOUR life can FRANK help in?

More details about I Am Working

Terms and Conditions
Automatic Standing Instruction
Deposit Insurance Scheme
Insured Deposits Register
Fees & Charges
How to apply (BCIP)
Important information on BCIP
BCIP terms and conditions
Online Banking

Terms & Conditions

*Promotional interest rates are subject to change without prior notice.

^Based on a shared ATM network with UOB Bank.

How to apply for BCIP

How to apply
You need to be 18 years old and above to apply for the Blue Chip Investment Plan.

Via Mail

For new and existing FRANK Account customers.

Mail in the completed application form with copies of:

  1. NRIC
    For Singaporeans and Singapore PRs
    Employment pass/S-pass or student pass AND passport for foreigners
  2. Other supporting documents
    Original copies of Singapore Phone Bill / Bank Statement / Utilities Bill showing residential address if you are a new customer

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Information on TravelWise

If you're a frequent flyer, it is worth protecting yourself against travel risks such as delay of your budget flight or baggage.

Reduce potential travel risks with travel insurance.

    Get reimbursed if:
  1. Your flight is delayed
  2. Your baggage is lost
  3. Your trip is disrupted

To learn more about travel insurance, click here

Important information on BCIP

The information contained herein is for general information only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Trading in securities can be very risky, and you may lose all or more than the principal amount invested or deposited. You should therefore consider carefully and exercise caution in making any trading decision and determine whether each trade is specifically suitable for you. Where necessary, you should speak to your own financial adviser who will assess whether the product is suitable to you based on your investment objectives, financial situation or needs. If you choose to act based on the information contained herein, it is entirely at your sole risk and responsibility, and is not to be construed as investment advice or recommendations by Oversea-Chinese Banking Corporation Limited or OCBC Securities Private Limited.

This is not a formal offer for any product, or an offer to enter into a transaction for any securities, or to take part in any particular trading or investment strategy.

The information contained herein may contain projections or other predictions regarding future events or future performance of countries, assets, markets or companies. These may differ from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used for illustration and/or information purposes only and should not be relied upon for any purpose.

We have done all we can to make sure that the information contained herein is accurate at the time of printing, but we do not represent, warrant or guarantee that the information provided is accurate. If any information provided becomes out of date or is inaccurate, we do not have to update it.

Neither Oversea-Chinese Banking Corporation Limited nor OCBC Securities Private Limited shall be responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided herein.

If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan for details about the plan before deciding whether to enter into a transaction of the securities of any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan at

Please do not reproduce or share any information in this webpage without our written permission.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.