OCBC 360 Account

Deposit Account

OCBC 360 Account

Fast tracking your career? Don't forget your savings! Get an account that earns a higher interest when you credit your salary, pay bills, insure or invest and more. 

  • 18 years old and above
  • Singaporeans, Permanent Residents,
    E-Pass and S-Pass Holders only

  • S$1,000 initial deposit 

 

Apply now
How it works

IT'S ABOUT TIME YOUR ACCOUNT GOT A RAISE.

Whether you are just starting a new job or advancing in your career, get an account that pays you bonus interest. Your bank balances will thank you for it.

HOW TO EARN BONUS INTEREST

You can earn bonus interest on the first S$70,000 of your account balance when you do any of below. You will earn a base interest of 0.05% per year on your entire account balance.

If your account's average daily balance for the month is S$200,000 and above, you will earn an extra bonus interest of 1% per year.

 

Salary credit

Higher interest for young professionals

With your first job comes your first salary. Grow your savings by crediting your salary to an account that gives you higher interest rates.

To set up your OCBC 360 Account as your salary crediting account, simply inform your HR department of your new account number. You will only need to do it once (and your bank account will thank you every month)!

Earn as you pay

EARN INTEREST FROM BILL PAYMENTS AND SPENDING

By now you are probably paying for bills and making purchases with different credit cards. Earn 0.3% per year when you when you pay 3 bills online or through GIRO with a total payment amount of at least S$150.

You will also get an additional 0.3% per year when you spend S$500 on your OCBC Credit Card(s) every month. 

Insure & Invest

Earn more interest when you insure or invest with OCBC

It's never too early to stay protected or start investing.

Earn 0.6% or 1.2% per year for 12 months, when you insure or invest in eligible financial products, depending on the qualifying amount.

Track & save every dollar

The simplest online and mobile banking experience

Set up sub-accounts for your saving goals. Keep track of your spending by categories, as well as set budgets and alerts via SMS or email. You can also see how peers manage their money so you know where you stand.

120 card designs to choose from

Get a gorgeous FRANK Debit Card with your OCBC 360 Account.

FRANK ARTISAN CARD COLLECTION

Pair your OCBC 360 Account with a FRANK Debit Card. Choose from new limited edition card designs created by Band of Doodlers, the Letter J Supply and Pencilled.

They are available for a limited time only, so choose yours here now!

Before you apply

Am I Eligible?

What You Need To Know

Minimum Age: 18 years old

Nationality: Singaporeans, Permanent Residents, E-Pass and S-Pass Holders

Initial Deposit: S$1,000

Minimum average daily balance for the month: S$3,000

Fall below fee: S$2 (waived for the first year)

Monthly statements: e-Statement

How to get your OCBC 360 Account

Apply online

Sign up for your account online. You will need your NIRC, signature, and supporting documents.

Online Banking

For existing OCBC Savings or Current Account customers, your account will be opened within 1 working day. Otherwise, you will receive your account number and Online Banking access within 5 working days. Please make a deposit when you receive your account number. Transfers funds almost instantly to your OCBC 360 Account from any other participating bank with Fast and Secure Transfers (FAST).

Visit a FRANK Store

Visit any FRANK Store and let our FRANK Ambassadors guide you through the sign up process.

What do I need to prepare

For Singaporean/Singapore PR:
  1. NRIC
  2. S$1,000 for initial deposit
  3. One of the following:
  • Local phone bill
  • Half-yearly CPF statement
  • Any bank statement
For foreigners residing in Singapore:
  1. Passport
  2. Employment Pass or S-Pass
  3. S$1,000 for initial deposit
  4. One of the following:
    • Local phone bill
    • Half-yearly CPF statement
    • Any bank statement