SEIZE THE DAY.
PROTECT THE FUTURE.

You’re in the prime of your life. Young, ambitious and full of energy. But being an adult means making grown up decisions. FRANK helps you navigate through these tough choices so that these decisions are less scary to make. Because we too value the importance of protection and growing your wealth, without losing your sense of adventure.

PROTECT EARLY

It always pays to be adequately protected. Plus, the earlier you start, the more affordable it is.

S$100

cash credit with an
Endowment Insurance Plan

 
30%OFF

with a Personal Accident Plan

S$30

cash credit with a
Term Insurance Plan

INVEST SMARTLY

Investing may seem scary but with hassle-free options from FRANK, getting started is easy peasy.

0.3%  

sales charge for
Blue Chip Investment plan
for 3 months (min. S$5 counter fee waived)

0.88%  

sales charge when you buy
Unit Trusts (usually 1.5%)

ADDITIONAL
S$60
 Takashimaya voucher

when you PROTECT and INVEST with FRANK.

Bundle Promotion ends 31 December 2016

Here are a few ways you can protect yourself
and grow your wealth with FRANK:

Get protection

Amplify your wealth

Hospitalisation
(Supreme Health)

  • An integrated shield plan that meets your hospitalisation needs, you won’t have to worry about financial strain if you require urgent medical attention or hospitalisation. You can also pay for your premiums with CPF Medisave, which means more cash for other expenses!

    from

    S$22*/mth

Personal Accident
(PA Protect)

  • Don’t let accidents get in the way of your hopes and dreams. With PA Protect, you are well covered from head to toe, whether it’s on your adventures or unexpected situations. Comes with medical expense reimbursement of up to S$3,000.

    From

    S$16*/mth

Term Insurance
(MaxTerm Value)

  • Term insurance provides high protection coverage at an affordable price. In unforeseen circumstances, you or your family members will receive a lump sum payout to pay off outstanding liabilities or support any living expenses.

    From

    S$18*/mth

Endowment Insurance
(MaxAdvance Payout)

  • When it comes to working towards your future, a little goes a long way. MaxAdvance Payout is a 15-year endowment insurance plan that gives a yearly payout of at least S$1,000* starting from the 2nd Policy Anniversary# to the 14th Policy Anniversary.

    From

    S$227*/mth

Blue Chip
Investment Plan (BCIP)

  • Invest in a blue chip stock with a track record of profit growth and dividend payment through BCIP.
    • Invest conveniently without timing the market
    • No need to open multiple accounts
    • No lock-period – this means you can make changes to your investment anytime
  • From

    S$100/mth

Unit Trusts

  • You don’t have to put all your eggs into one basket. Diversify your investment across different countries and industries.
    • Invest with ease through an easy-to-use online platform
    • Get fund recommendations guided by the views of our Wealth Panel
    • Gain access to global and regional markets
  • From

    S$100/mth
Submit your interest now!

Or visit any OCBC Branch or the orchardgateway FRANK Store to find out more

Terms and Conditions

#“Policy Anniversary” refers to any anniversary of the Date of Commencement shown in the Schedule to the Policy.

* For a limited period only. Based on age next birthday 30-year-old, female, non-smoker, sum assured of S$20,000. Please note figures are rounded up to the nearest dollar. 5% of sum assured (for MaxAdvance Payout) yearly payouts start from the 2nd policy anniversary to the 14th policy anniversary. This is only applicable if the insured person survives.

Terms & Conditions for Protect and Invest Bundle Campaign
Terms & Conditions for PA Protect Promotion
Terms & Conditions for Term Insurance Promotion
Terms & Conditions for Endowment Insurance Promotion
Terms & Conditions Governing for OCBC Online Unit Trusts Discount Promotion July 2016 (the "Promotion")
Terms & Conditions Governing the OCBC Blue Chip Invest Plan Discount Promotion 2016 (the "Promotion")
Terms & Conditions for Blue Chip Investment Plan & Unit Trust
Important Notes

Terms & Conditions for Protect and Invest Bundle Campaign

The promotion period is valid until 31 December 2016, or until 100 customers are rewarded, or such other period as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC”) in its absolute discretion (the “Promotion Period”). You are eligible for S$60 worth of Takashimaya vouchers if you fulfil the criteria below: (a) You are under 30 years of age in the year 2016. (b) You successfully apply for an investment product: Blue Chip Investment Plan or Unit Trust (for monthly investment plans with a minimum amount of S$100 per month) and selected insurance products including Hospitalization Insurance, Term Insurance, Life Insurance, Endowments, Personal Accident Insurance. (c) You do not cancel or sell the Unit Trust purchase during the free-look period; (d) you purchase the Unit Trust using cash from your current or savings account, not through your CPF Investment Account or Supplementary Retirement Scheme Account; and (e) you do not cancel your insurance product during the free-look period. If all the conditions above are met, S$60 worth of Takashimaya vouchers will mailed to your mailing address by 31 March 2017. You cannot exchange the voucher for cash or other benefits. OCBC Bank reserves the right at its absolute discretion to terminate this promotion or vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer, the type of gift awarded and the dates of this promotion. OCBC Bank’s decisions on all matters relating to this promotion shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank. Other terms and conditions apply.

Terms & Conditions for PA Protect Promotion

The promotion of 30% discount on PA Protect monthly premium is valid from 15 July 2016 to 31 December 2016 (both dates inclusive) (the “Promotion Period”). You are eligible if you are under 30 years of age in the year 2016. The promotion of 30% discount on PA Protect monthly premium is limited to the first 200 customers with PA Protect policies issued during the Promotion Period, on a first-come, first-served basis, and is applicable to the first 12 months of your PA Protect plan only. OCBC Bank reserves the right at its sole and absolute discretion to terminate the promotion or make changes to the promotion or any of these terms and conditions at any time without notice. The decision of OCBC Bank on all matters relating to this promotion shall be final and binding.

Terms & Conditions for Term Insurance Promotion

This promotion is valid till 31 December 2016 (the “Promotion Period”) or for such other periods as may be determined by OCBC Bank in its discretion. You are eligible if you are under 30 years of age in the year 2016. Subject to the following, the promotion is open to individuals who sign-up for MaxTerm Value, MaxTerm Value (CI), PremierTerm Plus, PremierTerm Plus (TPD) with a minimum annual premium of S$300 (“an Eligible Customer”) during the Promotion Period. You must not cancel your insurance product during the free-look period. Each Eligible Customer will be entitled to receive one cash gift of S$30 (the ‘‘Gift’’) pursuant to the terms and conditions of the promotion, regardless of the number of insurance plans signed up during the Promotion Period. The eligibility of any customer to receive the Gift shall be determined at the absolute discretion of OCBC Bank. The S$30 cash gift must be credited into an OCBC saving account held by the customer, or at OCBC’s choosing. OCBC Bank reserves the right to waive, vary or amend any of the terms and conditions of the Promotion without notice. The decision of OCBC Bank on all matters relating to the Promotion shall be final and binding. Other terms and conditions apply.

Terms & Conditions for Endowment Insurance Promotion

Endowment Insurance Promotion (the ‘Promotion’) is open to persons below 30 years of age in the year 2016 who have become policy owners of The Great Eastern Life Assurance Company Limited (‘GE’) or The Overseas Assurance Corporation Limited (‘OAC’) Regular Premium Endowment Plan and /or Protection Plan, incepted during the promotion period. The Promotion is valid from 7 October 2016 to 31 December 2016 (both dates inclusive). Policies must be received by GE/OAC by 31 December 2016.Each Eligible Customer will be entitled to receive one cash gift of S$100 (the ‘‘Gift’’) pursuant to the terms and conditions of the promotion, regardless of the number of insurance plans signed up during the Promotion Period. The eligibility of any customer to receive the Gift shall be determined at the absolute discretion of OCBC Bank. The S$100 cash gift must be credited into an OCBC saving account held by the customer, or at OCBC’s choosing. The promotion is limited to the first 300 customers. The following terms shall have the following meanings: (a) ‘free-look period’ shall mean the period where policy owners may cancel the policy within 14 days after the policy owner receives the policy document. (b) ‘Promotional period’ shall mean the qualifying period stated. OCBC Bank reserves the right at any time at its discretion, to amend or vary any of these terms and conditions without prior notification and all policy owner(s) shall be bound by these amendments or variations. OCBC Bank shall not be responsible or liable: for any notice or communication which gets lost, misplaced, defaced, tampered with, stolen, damaged or misdirected in the post; or for any breakdown or malfunction in any computer system or equipment. Notwithstanding anything in the terms and conditions of the Promotion, OCBC Bank reserves the right at any time and from time to time to amend, vary, revoke or terminate the promotion or what amounts and accounts to being “the Gift” in its absolute discretion without notice or to determine and/or amend, by adding to, subtracting from or varying, any of the terms and conditions of the Promotion, including but not limited to, varying the Promotional Period, the eligibility terms and criteria, and the timing of any act to be done, without giving any prior notice or assuming any liability to any policy owners(s), and all policy owners(s) shall be bound by these amendments. OCBC Bank’s decisions on all matters relating to this Promotion shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank.

Terms & Conditions Governing for OCBC Online Unit Trusts Discount Promotion July 2016 (the "Promotion")

The promotion period is from 31 July 2016 11:00 am to 30 November 2016 11:00 am, or such other period as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC”) in its absolute discretion (the “Promotion Period”). You are eligible to enjoy a discounted online sales charge during the Promotion Period if: a. You successfully purchase a Unit Trust through OCBC Online Banking or OCBC OneWealth™ app (lump sum or monthly investment plan) during the Promotion Period; and b. You purchase the Unit Trust using cash from your current or savings account, CPF Investment Account or Supplementary Retirement Scheme Account. If all the conditions in Clause 2 above are met, we will apply a discounted sales charge of 0.88% on your Unit Trust purchase. This represents a discount of 82.4% of the base sales charge of 5%. Where a different base sales charge applies to your Unit Trust purchase, we will likewise apply an 82.4% discount to the sales charge. This Promotion is applicable for any number of Unit Trust purchases you make online during the Promotion Period. You cannot transfer or exchange the discount for cash or other benefits. OCBC Bank reserves the right at its absolute discretion to terminate this Promotion or vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of this Promotion. OCBC Bank’s decisions on all matters relating to this Promotion shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank.

Terms & Conditions Governing the OCBC Blue Chip Invest Plan Discount Promotion 2016 (the "Promotion")

The promotion period is from 28 October 2016 until 31 December 2016, or such other period as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC”) in its absolute discretion (the “Promotion Period”). The promotion is valid for customers below 30 years old in the year 2016. You are eligible to enjoy a waiver of the minimum S$5 sales charge during the Promotion Period (standard sales charge of 0.3% will be levied). The waiver amount is capped at S$15. The waiver amount will be rebated into your OCBC Current/Savings Account within 3 months of the promotion end date. You cannot transfer or exchange the waiver for cash or other benefits. OCBC Bank reserves the right at its absolute discretion to terminate this Promotion or vary, delete or add to any of these terms and conditions at any time without notice including without limitation, the eligibility of any customer and the dates of this Promotion. OCBC Bank’s decisions on all matters relating to this Promotion shall be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC Bank.

Terms & Conditions for Blue Chip Investment Plan & Unit Trust

The information contained herein is for general information only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Trading in securities can be very risky, and you may lose all or more than the principal amount invested or deposited. You should therefore consider carefully and exercise caution in making any trading decision and determine whether each trade is specifically suitable for you. Where necessary, you should speak to your own financial adviser who will assess whether the product is suitable to you based on your investment objectives, financial situation or needs. If you choose to act based on the information contained herein, it is entirely at your sole risk and responsibility, and is not to be construed as investment advice or recommendations by Oversea-Chinese Banking Corporation Limited or OCBC Securities Private Limited. This is not a formal offer for any product, or an offer to enter into a transaction for any securities, or to take part in any particular trading or investment strategy. The information contained herein may contain projections or other predictions regarding future events or future performance of countries, assets, markets or companies. These may differ from actual events or results. Past performance figures are not necessarily an indication of future or likely performance. Any reference to any specific company, financial product or asset class is used for illustration and/or information purposes only and should not be relied upon for any purpose. We have done all we can to make sure that the information contained herein is accurate at the time of printing, but we do not represent, warrant or guarantee that the information provided is accurate. If any information provided becomes out of date or is inaccurate, we do not have to update it. Neither Oversea-Chinese Banking Corporation Limited nor OCBC Securities Private Limited shall be responsible for any direct or indirect loss or damage arising in connection with, or as a result of, any person acting on any information provided herein. If you are thinking of investing, please read the Terms and Conditions Governing The Blue Chip Investment Plan for details about the plan before deciding whether to enter into a transaction of the securities of any issuer. You can get a copy of the Terms and Conditions Governing The Blue Chip Investment Plan at www.ocbc.com/bluechip, and Unit Trust Disclaimers at www.ocbc.com/unittrust. Please do not reproduce or share any information in this document without our written permission.

Important Notes

Insurance policies will be underwritten by The Great Eastern Life Assurance Company or The Overseas Assurance Corporation Limited, each a wholly-owned subsidiary of Great Eastern Holdings Limited and a member of the OCBC Group, and are not bank deposits or obligations of, or guaranteed by OCBC Bank. This document is for general information only. This document does not take into account your particular investment and protection aims, financial situation or needs. You may wish to seek advice from a financial adviser before making a commitment to purchase an insurance policy. In the event that you choose not to seek advice from a financial adviser, you should consider whether the insurance policy in question is suitable for you. The specific terms and conditions of the plan are set out in the policy documents. A person interested in the insurance policies should read the product summary and benefit illustration, if any, (available from OCBC Bank) before deciding whether to buy this product. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable, if any, may be less than the total premiums paid. It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy. The insurance plans are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or the General Insurance Association (GIA) or SDIC websites (www.lia.org.sg or www.gia.org.sg or www.sdic.org.sg).

*Premiums rates are not guaranteed and may be adjusted based on future experience. Yearly premium is an illustration on how much a 21-30 year old needs to set aside to pay if he/she bought a Supreme Health A Plus. Figures are rounded up to the nearest dollar.

**Premiums rates are not guaranteed and may be adjusted based on future experience. Monthly premium is based on ClassicWise plan. Figures are rounded up to the nearest dollar.

+Monthly premium is based on a 25 year old (age next birthday), female non-smoker Singaporean, $300,000 sum assured coverage for 15 years. Figures are rounded up to the nearest dollar.